Financial hardship is unavoidable for most Americans. Around 1 in 4 Americans has received food stamps at some point or lived with someone who did, and that's only a portion of the people struggling to pay for the basics in life. If you're finding it difficult to keep up with your financial needs, here are a few steps you can take to regain control of your life. Ask Your Community For Help
- If you've recently been awarded a legal settlement in the form of an annuity -- rather than a lump sum payment -- you may be wondering about the practical, financial, and legal considerations of this award. Structured settlements can provide a number of advantages over lump sum payments (particularly if the lump sum payment is partially or fully taxable) -- however, these settlements can also carry some complications. Read on to learn more about how a structured settlement works, as well as a few situations in which you might want to consider pursuing a structured settlement buyout.
- If you're like most people, you have experienced your fair share of financial difficulties to work through. And when the need for funds arises, taking out a traditional loan can be costly when it comes to interest rates – and it can take several years to pay that loan off. Not to mention, there tends to be tons of paperwork to file and days of waiting to be had. But luckily, there are a few options that are more cost effective and less time consuming than the traditional bank loan process.