Are you going to soon be applying for a mortgage, but you have yet to decide if you want to get a 15- or a 30-year loan? If so, it will help to know the following things to make a decision. The Monthly Payments Are Different One of the reasons that a 30-year mortgage is so popular is because of the big difference in the monthly payments. As you can imagine, paying off your mortgage over 15 years is going to result in payments that are higher.
- Do you own your own vehicle? If so and you ever find yourself in need of money, you could use your car's title as collateral to get the money you need. This type of transaction is referred to as a car title loan. The lender will give you a set amount of money and establish a repayment plan. When you repay the money, you will get your title back. These types of loans are popular because the transactions can be done discreetly, and borrowers have peace of mind knowing that they do not have to borrow money from friends and family.
- When it comes to your finances, having a checking account is essential. Checking accounts make it much easier to pay your bills and keep track of daily transactions. With this kind of account, your money is ready to go whenever you need it. While checking accounts are a necessity, they aren't all one-size-fits-all. Many checking accounts come with fees that can add up over time. The good news is that free checking accounts are an option.
- Being arrested and charged with a crime is a stressful and upsetting experience. For many, staying in jail is not an option. Fortunately, you might not have to stay in jail if you are released using one of the options below. Read on and choose your best option. No Money Down All of the options to be released from jail involve money — except for own recognizance and a signature bond.
- Are you currently trying to get a mortgage for your home, but a bit confused about all of the different mortgage products out there? If so, you're likely wondering what the difference is between a non-conforming and a conforming loan. Here is what you should know to make a more informed decision. Conforming Loans When it comes to which loan is going to have the lowest upfront cost, you'll want a conforming loan.