If you have served in the military, you may be eligible for a VA loan, which basically allows you to get the home loan you need without mortgage insurance, any down payment, or future excessive interest rates. Those who are currently on active duty and have 90 days of continuous service under their belt or National Guard and reserve members with six years of service are eligible to apply. If you are approved for a VA loan, you need to read the contract carefully before you sign on the dotted lines.
- Factoring is a common process used in the trucking industry that involves selling accounts receivables for cash. The purpose of factoring is to keep your company's cash flow positive, and positive cash flow tends to be a problem with trucking businesses. If your business is struggling with this issue, you may want to look into factoring too. Here are three important things to look for in the company you choose to use.
- If you live or work in Tennessee and occasionally take out a paycheck advance loan, you may need to know about pending changes to the way the industry operates. Federal reforms aimed at helping consumers repay these types of loans more easily could extend due dates and even change the amount you qualify to borrow. Read on to learn more about how these reforms can affect Tennessee payday lenders, as well as some other options for quick cash if you find yourself unable to obtain a payday loan.
- Financial hardship is unavoidable for most Americans. Around 1 in 4 Americans has received food stamps at some point or lived with someone who did, and that's only a portion of the people struggling to pay for the basics in life. If you're finding it difficult to keep up with your financial needs, here are a few steps you can take to regain control of your life. Ask Your Community For Help
- If you've recently been awarded a legal settlement in the form of an annuity -- rather than a lump sum payment -- you may be wondering about the practical, financial, and legal considerations of this award. Structured settlements can provide a number of advantages over lump sum payments (particularly if the lump sum payment is partially or fully taxable) -- however, these settlements can also carry some complications. Read on to learn more about how a structured settlement works, as well as a few situations in which you might want to consider pursuing a structured settlement buyout.